Money Transfer Australia

Money Transfer Services in Australia

Compare major international money transfer providers used by Australians. This guide includes quick introductions, key features and links so you can check providers before sending money overseas.

Important disclaimer: This page is general information only and does not consider your objectives, financial situation or needs. We do not provide financial advice. Always check transfer fees, exchange rates, payout methods, transfer times and provider terms before proceeding.

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Money transfer comparison table

Quick overview of each provider and direct links (including your affiliate links where provided).

Provider Introduction Key features Link
Wise Popular global platform for personal and business international transfers. Multi-currency support, transparent fees, fast online transfers Visit Wise
Remitly Remittance-focused service with multiple delivery options by destination. Bank deposit and cash pickup options, app-first experience Visit Remitly
Instarem Digital cross-border transfer provider used for sending money overseas. Online onboarding, competitive transfer options, app support Visit Instarem
Skrill Digital wallet and transfer service supporting international payments. Wallet ecosystem, cross-border transfer tools, online account management Visit Skrill
WorldRemit Global remittance provider with broad destination coverage. Multiple send methods, cash pickup support, mobile-first flow Visit WorldRemit
Western Union Long-established international transfer provider with global network reach. Large agent network, bank transfer and pickup options Visit Western Union
MoneyGram International money transfer network with cash and digital channels. Global payout network, online and in-person options Visit MoneyGram
Airwallex Financial operations platform often used by businesses for global payments. Business payments, FX and multi-currency capabilities, API tools Visit Airwallex
OFX International transfer specialist with personal and business services. Global transfer corridors, business-focused options, support tools Visit OFX

Provider introductions

Short summaries to help users decide which platform to review first.

Wise

Transfer

Popular global platform for personal and business international transfers.

Key features: Multi-currency support, transparent fees, fast online transfers

Remitly

Transfer

Remittance-focused service with multiple delivery options by destination.

Key features: Bank deposit and cash pickup options, app-first experience

Instarem

Transfer

Digital cross-border transfer provider used for sending money overseas.

Key features: Online onboarding, competitive transfer options, app support

Skrill

Transfer

Digital wallet and transfer service supporting international payments.

Key features: Wallet ecosystem, cross-border transfer tools, online account management

WorldRemit

Transfer

Global remittance provider with broad destination coverage.

Key features: Multiple send methods, cash pickup support, mobile-first flow

Western Union

Transfer

Long-established international transfer provider with global network reach.

Key features: Large agent network, bank transfer and pickup options

MoneyGram

Transfer

International money transfer network with cash and digital channels.

Key features: Global payout network, online and in-person options

Airwallex

Transfer

Financial operations platform often used by businesses for global payments.

Key features: Business payments, FX and multi-currency capabilities, API tools

OFX

Transfer

International transfer specialist with personal and business services.

Key features: Global transfer corridors, business-focused options, support tools

What to compare before sending money

Total cost: compare both transfer fees and exchange-rate margin.

Delivery method: bank deposit, mobile wallet and cash pickup options differ by country.

Transfer speed: delivery times can vary by corridor, payment type and compliance checks.

Limits and verification: providers may apply transaction limits and identity requirements.

Affiliate and informational disclaimer

Some links on this page are affiliate links and we may receive a commission for eligible signups or transactions.

Information on this page may change over time. Always verify rates, fees, terms and product details directly with each provider.

We do not guarantee provider availability, acceptance criteria, transfer completion time or final received amount.

Frequently asked questions

Is this page financial advice?

No. This page is general information only and is not financial advice, tax advice or legal advice. You should independently verify each provider and consider professional advice where required.

Do exchange rates and fees vary by provider?

Yes. Total cost depends on FX margin, transfer fee, payment method, destination country and payout channel. Compare full end-to-end cost before sending money.

Are there affiliate links on this page?

Yes. Some outbound links are affiliate links and we may receive a commission if you sign up or complete eligible transactions through those links.